BSE: 501298 | NSE: | Finance - NBFC | Small Cap
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
| Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (₹ Cr.) | 0 | 6.6 | 8.1 | 9.2 | 9.8 | 7.6 | 12.9 | 13.3 | 16.6 | 17.3 | 19 | |
| YoY Gr. Rt. % | - | NA | 22.1% | 13.7% | 6.4% | -22.7% | 70% | 3.4% | 25.1% | 4% | - | |
| Adj EPS (₹ ) | 37.6 | 36.4 | 39.8 | 47.2 | 49.4 | 49.7 | 66.4 | 66 | 87.8 | 93.9 | 114.6 | |
| YoY Gr. Rt. % | - | -3.2% | 9.5% | 18.5% | 4.7% | 0.6% | 33.6% | -0.7% | 33.1% | 7% | - | |
| BVPS (₹ ) | 167.3 | 163.5 | 203.4 | 220.5 | 1,104.8 | 1,019.8 | 1,778.2 | 2,325.8 | 2,163.2 | 2,850.2 | 3,220.3 | |
| YoY Gr. Rt. % | - | -2.2% | 24.4% | 8.4% | 401.1% | -7.7% | 74.4% | 30.8% | -7% | 31.8% | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | 20.1 | 17.9 | 18.9 | 21.5 | 6.5 | 4 | 4.3 | 3 | 3.6 | 3.5 | 0 | |
CAGR Colour Code Guide ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | NA | 12.1% | 10.4% | 4% | ||||||||
| Adj EPS | 10.7% | 13.7% | 12.2% | 7% | ||||||||
| BVPS | 37% | 20.9% | 17% | 31.8% | ||||||||
| Share Price | 20.8% | 45.4% | 55.6% | 7.9% | ||||||||
| RATIOS \ YEARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Quality Ratio | To view Asset Quality Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Net NPA to Net Advances (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Capitalization Ratio | To view Capitalization Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Capital Adequacy Ratio (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Margins | ||||||||||||
| Net Profit Margin (%) | 0 | 95.9 | 86.1 | 89.6 | 88.2 | 114.7 | 86.6 | 83.1 | 88.5 | 90.9 | 100.6 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | 23.6 | 22 | 21.7 | 22.3 | 7.5 | 4.7 | 4.7 | 3.2 | 3.9 | 3.8 | 3.9 | |
| Standalone | Consolidated | |
|---|---|---|
| TTM EPS (₹) | 114.6 | 331.2 |
| TTM Sales (₹ Cr.) | 19.1 | 6 |
| BVPS (₹.) ⓘ | 3,220.3 | 5,024.5 |
| Reserves (₹ Cr.) ⓘ | 495 | 840 |
| P/BV ⓘ | 1.65 | 1.06 |
| PE ⓘ | 46.34 | 16.04 |
| From the Market | |
|---|---|
| 52 Week Low / High (₹) | 4512.00 / 8300.00 |
| All Time Low / High (₹) | 16.67 / 8300.00 |
| Market Cap (₹ Cr.) | 890 |
| Equity (₹ Cr.) | 1.7 |
| Face Value (₹) | 10 |
| Industry PE ⓘ | 27.2 |
| Mar'24 | YoY Gr. Rt. % | Jun'24 | YoY Gr. Rt. % | Sep'24 | YoY Gr. Rt. % | Dec'24 | YoY Gr. Rt. % | |
|---|---|---|---|---|---|---|---|---|
| Operating Income | 37.7 | 36.5 | 42.2 | 43.6 | 44.1 | 39.5 | 45 | 38.1 |
| Adj EPS (₹) | 11.08 | 33.3 | 12.00 | 26.3 | 7.56 | -25.8 | 9.41 | -1.5 |
| Net Profit Mgn % | 30.77 | 524 bps | 29.82 | 237 bps | 17.97 | -831 bps | 21.93 | -672 bps |
| Company Name | CMP(₹) | |||||||
|---|---|---|---|---|---|---|---|---|
| Piramal Enterprises | 886.3 | -14.8 (-1.6%) | Small Cap | 10,020 | 23.1 | -16.8 | 39.1 | 0.8 |
| Edelweiss Financial | 87 | -2.3 (-2.6%) | Small Cap | 9,500 | 4.9 | 5.6 | 18.3 | 1.6 |
| Manappuram Finance | 208.1 | 1.7 (0.8%) | Small Cap | 8,848 | 23.3 | 24.8 | 8.9 | 1.4 |
| CreditAccess Grameen | 923.1 | -2.8 (-0.3%) | Small Cap | 5,167 | 55.2 | 28 | 16.8 | 2.2 |
| Spandana Sphoorty | 243.3 | -7.9 (-3.1%) | Small Cap | 2,424 | -66.2 | 20.7 | - | 0.6 |
| Fusion Finance | 141 | -4.9 (-3.3%) | Small Cap | 2,317 | -91.8 | 21.8 | - | 0.8 |
| Muthoot Microfin | 123 | 1.6 (1.3%) | Small Cap | 2,270 | 17.5 | 19.8 | 6.9 | 0.7 |
| Five Star Business | 650.7 | 0.5 (0.1%) | Small Cap | 2,183 | 35 | 38.3 | 18.6 | 3.2 |
| Northern ARC Capital | 170.9 | 0.7 (0.4%) | Small Cap | 1,829 | 17.4 | 15.3 | 9.8 | 0.8 |
| Fedbank Financial | 86 | -0.4 (-0.5%) | Small Cap | 1,577 | 5.9 | 15.5 | 14.6 | 1.3 |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income | 8 | 8 | 8 | 9 | 10 | 12 | 13 | 13 | 17 | 17 |
| Interest Income | 0 | 7 | 8 | 9 | 10 | 8 | 13 | 13 | 17 | 17 |
| Other Income ⓘ | 8 | 1 | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 |
| Expenditure ⓘ | 1 | 1 | 1 | 1 | 1 | 3 | 1 | 1 | 1 | 1 |
| Interest Expense ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Expenses ⓘ | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 1 | 1 | 1 |
| Provisions | 0 | 1 | 0 | 0 | 0 | 2 | 0 | 0 | 0 | 0 |
| Exceptional Items ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax ⓘ | 7 | 6 | 7 | 9 | 9 | 10 | 12 | 13 | 16 | 17 |
| Taxes ⓘ | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 2 | 1 | 1 |
| Profit After Tax | 7 | 6 | 7 | 8 | 9 | 9 | 11 | 11 | 15 | 16 |
| Adjusted EPS (₹) | 37.6 | 36.4 | 39.8 | 47.2 | 49.4 | 49.7 | 66.4 | 66.0 | 87.8 | 93.9 |
| Dividend Payout Ratio (%) | 49% | 92% | 63% | 53% | 51% | 50% | 38% | 76% | 68% | 96% |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | ||||||||||
| Equity Capital | 29 | 29 | 35 | 38 | 193 | 178 | 298 | 390 | 363 | 478 |
| Share Capital ⓘ | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| Reserves ⓘ | 29 | 28 | 34 | 37 | 191 | 176 | 296 | 388 | 361 | 476 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long Term Borrowings | 0 | 0 | 0 | 0 | 30 | 25 | 8 | 25 | 17 | 31 |
| Current Liabilities | 5 | 8 | 1 | 1 | 3 | 4 | 5 | 6 | 7 | 7 |
| Trade Payables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short term borrowings | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Liabilities ⓘ | 34 | 37 | 37 | 40 | 226 | 207 | 310 | 421 | 387 | 515 |
Assets | ||||||||||
| Non Current Asset | 32 | 34 | 34 | 38 | 221 | 203 | 265 | 371 | 360 | 502 |
| Loan Asset | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 5 | 5 |
| Other Non Current Asset ⓘ | 32 | 34 | 34 | 38 | 221 | 203 | 265 | 366 | 355 | 497 |
| Current Asset | 2 | 2 | 3 | 2 | 5 | 4 | 45 | 50 | 27 | 13 |
| Current Investment | 0 | 0 | 0 | 0 | 0 | 0 | 39 | 42 | 20 | 5 |
| Other Current Asset | 2 | 2 | 3 | 2 | 5 | 4 | 6 | 8 | 7 | 8 |
| Total Assets ⓘ | 34 | 37 | 37 | 40 | 226 | 207 | 310 | 421 | 387 | 515 |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
Operational & Financial Ratios |
||||||||||
| EPS (₹) | 113 | 109 | 40 | 47 | 49 | 50 | 66 | 66 | 88 | 94 |
| DPS (₹) | 55 | 100 | 25 | 25 | 25 | 25 | 25 | 50 | 60 | 90 |
| BVPS (₹) | 502 | 491 | 203 | 220 | 1105 | 1020 | 1778 | 2326 | 2163 | 2850 |
Performance Ratios | ||||||||||
| ROA (%) | 20.1 | 17.9 | 18.9 | 21.5 | 6.5 | 4.0 | 4.3 | 3.0 | 3.6 | 3.5 |
| ROE (%) | 23.6 | 22.0 | 21.7 | 22.3 | 7.5 | 4.7 | 4.7 | 3.2 | 3.9 | 3.8 |
| ROCE (%) | 25.2 | 22.4 | 22.7 | 23.1 | 7.9 | 5.2 | 5.1 | 3.7 | 4.2 | 3.9 |
Valuation Parameters | ||||||||||
| Price/Book(x) | 4.7 | 4.8 | 6.4 | 5.4 | 0.9 | 0.7 | 0.6 | 0.6 | 0.8 | 1.7 |
The Industrial & Prudential Investment Company is a Mumbai based 90-year-old investment company. It is a zero debt company and along with its 100% subsidiary, New Holding & Trading Company has an excellent equity investment portfolio. A.V.Setalvad, who is also the Chairman of KSB Pumps heads the company.
In 2000, the company proposed to transfer 17,28,000 shares held by the company's wholly-owned subsidiary, New Holding & Trading Co, to the company by December 15.
The company also holds equity in many other companies like Reliance Communication Ltd, Siemens, Dr Reddy’s, Glaxo, Karur Vysya Bank, TCS, Bharat Electronics, BASF India, and IDBI. Most of the above are long- term investments and the acquisition cost of the total quoted equity held by the company is just around Rs.7.11 crores. Management is very conservative and not known to large scale portfolio churning.
Subsidiary:
New Holding & Trading Company
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MoneyWorks4Me rates and ranks mutual funds based on the following data-driven system:
Funds ranking in screeners: Performance Consistency and Quality are two parameters used for ranking funds for SIP. The ranking as follows GG, GO, GR, OG, OO, OR, RG, RO and RR.
With the same color-coded funds, the one with the higher Average 3-year rolling returns (over 5 to 10 years), the number that appears in the Performance tag, ranks higher.
Here is the summary:
The third tag Upside Potential is not relevant for SIP. It is relevant for lumpsum investments in Mutual Funds.
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