BSE: 530341 | NSE: | Finance - NBFC | Small Cap
Past 10 year’s financial track record analysis by Moneyworks4me indicates that Mukesh Babu Financial Services Ltd is a below average quality company.
The key valuation ratios of Mukesh Babu Financial Services Ltd's currently when compared to its past seem to suggest it is in the Undervalued zone.
The Price Trend analysis by MoneyWorks4Me indicates it is Weak which suggest that the price of Mukesh Babu Financial Services Ltd is likely to Fall in the short term. However, please check the rating on Quality and Valuation before investing.
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.
| Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Income (₹ Cr.) | 6.8 | 6 | 5.3 | 10.4 | 11.2 | 27.9 | 38.3 | 21.3 | 10.4 | 16.8 | 7 | |
| YoY Gr. Rt. % | - | -11.7% | -11.5% | 95.5% | 7.4% | 149.3% | 37.2% | -44.3% | -51.2% | 61.1% | - | |
| Adj EPS (₹ ) | 3.9 | 3.9 | 4 | 11.1 | 5.2 | 5.5 | 5.2 | 3 | 7.2 | 8.5 | 6.6 | |
| YoY Gr. Rt. % | - | 0% | 3.6% | 175.2% | -52.8% | 4.8% | -4.6% | -42.5% | 137.5% | 18.6% | - | |
| BVPS (₹ ) | 65.6 | 68.3 | 72.4 | 82.2 | 231.7 | 137.8 | 206.2 | 238.6 | 239.3 | 317.7 | 371.5 | |
| YoY Gr. Rt. % | - | 4.1% | 5.9% | 13.6% | 181.8% | -40.5% | 49.7% | 15.7% | 0.3% | 32.8% | - | |
| To view Net Profit/Total Funds (%) Colour Rating Guide click here ⓘ | ||||||||||||
| Net Profit/Total Funds (%) | 4.2 | 4.1 | 4.3 | 11.8 | 2.4 | 1.8 | 1.8 | 1 | 2.3 | 2.3 | 0 | |
CAGR Colour Code Guide ⓘ
| 9 Years | 5 Years | 3 Years | 1 Years | |||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 10.5% | 8.5% | -24% | 61.1% | ||||||||
| Adj EPS | 9% | 10.2% | 17.5% | 18.6% | ||||||||
| BVPS | 19.2% | 6.5% | 15.5% | 32.8% | ||||||||
| Share Price | 20.4% | 10.5% | 9.7% | 28.9% | ||||||||
| RATIOS \ YEARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Asset Quality Ratio | To view Asset Quality Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Net NPA to Net Advances (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Capitalization Ratio | To view Capitalization Ratio Colour Rating Guide click here ⓘ | |||||||||||
| Capital Adequacy Ratio (%) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - | |
| Margins | ||||||||||||
| Net Profit Margin (%) | 39.8 | 45 | 52.7 | 74.2 | 32.5 | 13.7 | 9.5 | 9.8 | 47.8 | 35.2 | 68.3 | |
| Performance Ratios | To view Performance Ratios Colour Rating Guide click here ⓘ | |||||||||||
| Return on Equity (%) | 6.1 | 5.8 | 5.7 | 14.4 | 3.3 | 3 | 3 | 1.4 | 3 | 3.1 | 2 | |
Net Profit has increased 17.48 CAGR in last 3 years
Return on Equity has declined versus last 3 years average to 1.90%
Total Income has declined -8.45 CAGR in last 3 years
Total income growth is poor in last 4 quarters
| Standalone | Consolidated | |
|---|---|---|
| TTM EPS (₹) | 6.6 | 7.7 |
| TTM Sales (₹ Cr.) | 6.8 | 6.8 |
| BVPS (₹.) ⓘ | 371.5 | 489.9 |
| Reserves (₹ Cr.) ⓘ | 219 | 335 |
| P/BV ⓘ | 0.41 | 0.31 |
| PE ⓘ | 22.78 | 19.58 |
| From the Market | |
|---|---|
| 52 Week Low / High (₹) | 111.20 / 180.90 |
| All Time Low / High (₹) | 0.05 / 186.65 |
| Market Cap (₹ Cr.) | 105 |
| Equity (₹ Cr.) | 7 |
| Face Value (₹) | 10 |
| Industry PE ⓘ | 28.2 |
| Pledged * | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
| Income | 7 | 6 | 6 | 11 | 11 | 28 | 38 | 21 | 11 | 17 |
| Interest Income | 7 | 6 | 5 | 10 | 11 | 28 | 38 | 21 | 10 | 17 |
| Other Income ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Expenditure ⓘ | 3 | 3 | 2 | 2 | 7 | 23 | 33 | 19 | 4 | 9 |
| Interest Expense ⓘ | 2 | 2 | 1 | 1 | 6 | 9 | 13 | 2 | 2 | 2 |
| Operating Expenses ⓘ | 1 | 1 | 1 | 1 | 1 | 2 | 1 | 1 | 1 | 2 |
| Provisions | 0 | 0 | 0 | 0 | 0 | 13 | 19 | 16 | 0 | 5 |
| Exceptional Items ⓘ | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit Before Tax ⓘ | 4 | 3 | 4 | 9 | 4 | 5 | 5 | 3 | 7 | 8 |
| Taxes ⓘ | 1 | 1 | 1 | 1 | 0 | 1 | 2 | 1 | 2 | 2 |
| Profit After Tax | 3 | 3 | 3 | 8 | 4 | 4 | 4 | 2 | 5 | 6 |
| Adjusted EPS (₹) | 3.9 | 3.9 | 4.0 | 11.1 | 5.2 | 5.5 | 5.2 | 3.0 | 7.2 | 8.5 |
| Dividend Payout Ratio (%) | 26% | 26% | 25% | 11% | 23% | 22% | 23% | 40% | 17% | 14% |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
Equity and Liabilities | ||||||||||
| Equity Capital | 46 | 48 | 50 | 57 | 161 | 96 | 144 | 166 | 167 | 221 |
| Share Capital ⓘ | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 7 |
| Reserves ⓘ | 39 | 41 | 43 | 50 | 154 | 89 | 137 | 159 | 160 | 214 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long Term Borrowings | 0 | 0 | 0 | 0 | 39 | 13 | 26 | 33 | 31 | 48 |
| Current Liabilities | 19 | 19 | 13 | 10 | 32 | 92 | 32 | 21 | 26 | 33 |
| Trade Payables | 2 | 3 | 4 | 2 | 0 | 1 | 4 | 1 | 2 | 4 |
| Short term borrowings | 15 | 15 | 7 | 7 | 31 | 90 | 26 | 18 | 22 | 25 |
| Other Liabilities | -17 | -17 | -11 | -9 | -31 | -91 | -30 | -20 | -24 | -29 |
| Total Liabilities ⓘ | 65 | 67 | 64 | 67 | 233 | 201 | 202 | 220 | 224 | 302 |
Assets | ||||||||||
| Non Current Asset | 39 | 38 | 38 | 37 | 38 | 37 | 40 | 54 | 56 | 58 |
| Loan Asset | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non Current Asset ⓘ | 39 | 38 | 38 | 37 | 38 | 37 | 40 | 54 | 56 | 58 |
| Current Asset | 26 | 29 | 26 | 30 | 195 | 164 | 162 | 166 | 168 | 244 |
| Current Investment | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Current Asset | 26 | 29 | 26 | 30 | 195 | 164 | 162 | 166 | 168 | 244 |
| Total Assets ⓘ | 65 | 67 | 64 | 67 | 233 | 201 | 202 | 220 | 224 | 302 |
| PARTICULARS | Mar'15 | Mar'16 | Mar'17 | Mar'18 | Mar'19 | Mar'20 | Mar'21 | Mar'22 | Mar'23 | Mar'24 |
|---|---|---|---|---|---|---|---|---|---|---|
Operational & Financial Ratios |
||||||||||
| EPS (₹) | 4 | 4 | 4 | 11 | 5 | 5 | 5 | 3 | 7 | 8 |
| DPS (₹) | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| BVPS (₹) | 66 | 68 | 72 | 82 | 232 | 138 | 206 | 239 | 239 | 318 |
Performance Ratios | ||||||||||
| ROA (%) | 4.2 | 4.1 | 4.3 | 11.8 | 2.4 | 1.8 | 1.8 | 1.0 | 2.3 | 2.3 |
| ROE (%) | 6.1 | 5.8 | 5.7 | 14.4 | 3.3 | 3.0 | 3.0 | 1.4 | 3.0 | 3.1 |
| ROCE (%) | 9.2 | 8.6 | 8.2 | 15.7 | 7.9 | 7.2 | 10.2 | 2.5 | 4.8 | 4.7 |
Valuation Parameters | ||||||||||
| Price/Book(x) | 0.4 | 0.6 | 0.7 | 1.2 | 0.4 | 0.6 | 0.7 | 0.4 | 0.3 | 0.4 |
Mukesh Babu Group was founded by its Chairman Mukesh Babu in 1984 as a proprietory firm rendering investment services in the Bombay Stock Exchange. As the investment climate in India was trying to break free from the clutches of conventional equity exchange practices, the Mukesh Babu Group had already taken a leap into the new age of investment and financial services. Even as professionalism has been cherished as a core value since its inception, there has always been an ongoing quest towards higher standards of customer care and services.
Mukesh Babu Financial Services (MBFS) is a finance and investment company registered with Reserve Bank of India and a diversified financial services company with main focus being on financing and investment banking.
As regards investment banking activities, MBFS is engaged in research based investment in shares for short term and long term periods. As regards the financial services, MBFS is active in corporate lending, inter-corporate deposit market and lease financing.
MBFS has over two decades of experience in the fields of finance and investment and has a strong team of professionals working to take care of the present dynamic finance and investment markets.
The subsidiary of MBFS, Mukesh Babu Securities Limited is a member of the National Stock Exchange of India, Bombay Stock Exchange, , Over the Counter Exchange of India and CDSL. The SEBI code has been incorporated in the listing agreement of the Stock Exchanges with whom MBFS’s equity shares are listed. Certain provisions in the Companies Act, 1956 also deal with Corporate Governance.
The revised clause 49 of the Listing Agreement popularly known as Corporate Governance Clause came into effect from December 31, 2005. The company is in compliance of the provisions of the revised clause 49.
Services being offered by the company :
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