RFL International Ltd - Stock Valuation and Financial Performance

BSE: 531646 | NSE: | Finance - NBFC | Small Cap

BSE Share Price
Not Listed

DeciZen - make an informed investing decision on RFL International

M-Cap below 100cr DeciZen not available

RFL International stock performance -

Price Chart, Live Stock Chart, Technical Chart of
P/E Ratio (SA):
0.00
Market Cap:
0.7 Cr.
52-wk low:
1.3
52-wk high:
1.3

Is RFL International Ltd an attractive stock to invest in?

1. Is RFL International Ltd a good quality company?

Past 10 year’s financial track record analysis by Moneyworks4me indicates that RFL International Ltd is a below average quality company.

2. Is RFL International Ltd undervalued or overvalued?

No data found

3. Is RFL International Ltd a good buy now?

No data found

10 Year X-Ray of RFL International:

Analysis of Financial Track Record

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end
Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end

Data adjusted to bonus, split, extra-ordinary income, rights issue and change in financial year end.

Financial track record gives insight into the company's performance on key parameters over the past ten years. MoneyWorks4me’s proprietary colour codes make it easy for retail investors to gauge the company’s past performance.
RFL International Ltd has not performed well majority of the past ten years indicating its past ten year financial track record is not good
Mar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'17Mar'18TTM
Operating Income (₹ Cr.)
00.20.10000.30.50.811
YoY Gr. Rt. %
-NA-68.8%-100%NANANA58.6%63%32%-
Adj EPS (₹ )
0-0.100.1000-2.400-0
YoY Gr. Rt. %
-NANA200%-100%NANA-24200%NANA-
BVPS (₹ )
08.78.78.88.88.88.86.4-0.5-0.56.4
YoY Gr. Rt. %
-NA0.2%0.7%0%0%0.1%-27.5%-107.5%NA-
To view Net Profit/Total Funds (%) Colour Rating Guide click here
Net Profit/Total Funds (%)
0-0.70.20.5000.1-17.70-0.10

CAGR

CAGR Colour Code Guide

9 Years 5 Years 3 Years 1 Years
Net Interest IncomeNANA50.6%32%
Adj EPSNANA-100%NA
BVPSNA-155.9%-138%NA
Share Price - - - -

Key Financial Ratios

RATIOS \ YEARSMar'08Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'17Mar'18TTM
Asset Quality Ratio To view Asset Quality Ratio Colour Rating Guide click here
Net NPA to Net Advances (%)
0000000000-
Capitalization Ratio To view Capitalization Ratio Colour Rating Guide click here
Capital Adequacy Ratio (%)
0000000000-
Margins
Net Profit Margin (%)
0-19.419.70002.4-268.20-0.1-1.3
Performance Ratios To view Performance Ratios Colour Rating Guide click here
Return on Equity (%)
0-0.70.20.70-00.2-31.800-0.3

Recent Performance Summary

Total Income has increased 50.57 CAGR in last 3 years

Return on Equity is Poor

Net Profit has declined -100.00 CAGR in last 3 years

Total income growth is poor in last 4 quarters

Latest Financials - RFL International Ltd.

Standalone Consolidated
TTM EPS (₹) -0 -
TTM Sales (₹ Cr.) 0.8 -
BVPS (₹.) 6.4 -
Reserves (₹ Cr.) -2 -
P/BV 0.21 -
PE 0.00 -
From the Market
52 Week Low / High (₹) 1.33 / 1.33
All Time Low / High (₹) 1.15 / 25.80
Market Cap (₹ Cr.) 0.7
Equity (₹ Cr.) 5.1
Face Value (₹) 10
Industry PE 27.1

Quarterly Results

 Dec'17 YoY Gr. Rt. %Mar'18 YoY Gr. Rt. %Jun'18 YoY Gr. Rt. %Sep'18 YoY Gr. Rt. %
Operating Income0.2 29.40.2 21.10.2 -280.2 -44.8
Adj EPS (₹)-0.01 N/A-0.01 N/A0.01 00.00 -100
Net Profit Mgn %-2.25 -47 bps-2.59 -206 bps2.29 66 bps-0.61 -231 bps

Management X-Ray of RFL International:

Shareholding Pattern

JavaScript chart by amCharts 3.21.5
JavaScript chart by amCharts 3.21.5Promoters:1.4%Institutions:0%Non-Institutions:98.6%

Promoter's Holding & Share Pledging

JavaScript chart by amCharts 3.21.5Jun14Sep14Dec14Mar15Jun15Sep15Dec15Mar16Jun16Sep160.0%0.5%1.0%1.5%2.0%
Pledged *0.000.000.000.000.000.000.000.000.000.00
* Pledged shares as % of Promoter's holding (%)

Valuation of RFL International

MRP
spaceLock icon
MOS
spaceLock icon%
DP
spaceLock icon
Base BVPS
spaceLock icon
DPS
spaceLock icon
MRP: ₹ 0
DP: ₹0
Base BVPS ₹:
DPS ₹:
MOS (%):
Save my Valuation
Expected BVPS Growth Rate:
0%
Base 0%
30%
Expected Rate of Return:
0%
Base 0%
30%
Future PBV:
0
Base 0
40
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max
YTD 1Y 3Y 5Y 10Y Max

Event Update

Login/Register to view analysis.

Analyst's Notes

No data found!

Key Ratios of RFL International

Adj EPS (Rs.)

Price Chart, Live Stock Chart, Technical Chart of

Total Income (Cr.)

Price Chart, Live Stock Chart, Technical Chart of

ROE (%)

Price Chart, Live Stock Chart, Technical Chart of

BVPS (Rs.)

Price Chart, Live Stock Chart, Technical Chart of
Company Name CMP(₹)
Change ₹(%)
Market Cap
Net Sales (₹ Cr.)
Latest EPS (₹)
Net Profit Margin %
Latest P/E
Latest P/BV
Piramal Enterprises 958.8 -52.7 (-5.2%) Small Cap 10,020 23.1 -16.8 41.6 0.8
Edelweiss Financial 109.2 1.4 (1.3%) Small Cap 9,500 4.9 5.6 22.3 2
Manappuram Finance 197.4 -7.5 (-3.6%) Small Cap 8,848 26.7 24.8 7.4 1.3
CreditAccess Grameen 995.3 -61.1 (-5.8%) Small Cap 5,167 55.2 28 18 2.3
Spandana Sphoorty 326.6 -12.4 (-3.7%) Small Cap 2,424 -66.2 20.7 - 0.8
Fusion Finance 171.6 -7.9 (-4.4%) Small Cap 2,317 -8.1 21.8 - 0.7
Muthoot Microfin 151.2 -4.5 (-2.9%) Small Cap 2,270 17.5 19.8 8.6 0.9
Five Star Business 700.6 -26.2 (-3.6%) Small Cap 2,183 35 38.3 20 3.4
Northern ARC Capital 184.3 -3.1 (-1.6%) Small Cap 1,829 17.4 15.3 10.6 0.9
Fedbank Financial 92.8 -1.8 (-1.9%) Small Cap 1,577 5.9 15.5 15.6 1.4
Shows rows:

Profit And Loss

(All Figures are in Crores.)
PARTICULARSMar'07Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'17Mar'18
Income0.330.170.050.060.050.040.290.460.750.99
Interest Income0.320.160.050000.290.460.750.99
Other Income 0.010.0100.060.050.040000
Expenditure 0.480.230.040.030.050.040.281.680.750.99
Interest Expense 0000000000
Operating Expenses 0.360.210.040.030.050.040.280.460.710.99
Provisions 0.120.02000001.220.030
Exceptional Items 0000000000
Profit Before Tax -0.16-0.060.010.03000.01-1.2200
Taxes 0.01-0.0300000000
Profit After Tax -0.17-0.030.010.03000.01-1.2200
Adjusted EPS (₹)-0.3-0.10.00.10.00.00.0-2.40.00.0
Dividend Payout Ratio (%)0%0%0%0%0%0%0%0%0%0%

Balance Sheet

(All Figures are in Crores.)
PARTICULARSMar'07Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'17Mar'18

Equity and Liabilities

Equity Capital4.694.424.434.454.464.464.463.24-0.24-0.24
Share Capital 5.085.085.085.085.085.085.085.085.085.08
Reserves -0.39-0.66-0.65-0.63-0.62-0.62-0.62-1.84-5.32-5.32
Minority Interest0000000000
Long Term Borrowings0.03-0.0701.933.453.323.162.932.712.66
Current Liabilities 0.0200.7700000.010.040.04
Trade Payables0.0200.770000000
Short term borrowings0000000000
Other Liabilities-0.020-0.770000000
Total Liabilities 4.744.355.206.387.907.777.626.182.502.45

Assets

Non Current Asset 0.272.032.533.102.802.702.702.010.410.41
Loan Asset 0000000000
Other Non Current Asset 0.272.032.533.102.802.702.702.010.410.41
Current Asset 4.452.322.673.285.115.084.934.172.092.04
Current Investment1.06000000000
Other Current Asset3.402.322.673.285.115.084.934.172.092.04
Total Assets 4.744.355.206.387.907.777.626.182.502.45

Cash Flow

(All Figures are in Crores.)
PARTICULARSMar'07Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'17Mar'18
Cash Flow From Operating Activity 01.160.450.57-0.31-0.120.01-0.7000
Cash Flow From Investing Activity 0.06-1.05-0.50-0.570.300.1000.6900
Cash Flow From Financing Activity -0.03-0.090.070000000
Net Cash Flow 0.030.010.020-0.01-0.020.01-0.0200
PARTICULARSMar'07Mar'09Mar'10Mar'11Mar'12Mar'13Mar'14Mar'15Mar'17Mar'18

Operational & Financial Ratios

EPS (₹)0000000-200
DPS (₹)0000000000
BVPS (₹)22999996-0-0

Performance Ratios

ROA (%)-3.4-0.70.20.50.00.00.1-17.70.0-0.1
ROE (%)-3.5-0.70.20.70.00.00.2-31.80.00.0
ROCE (%)-3.3-1.30.30.70.10.10.2-23.00.0-0.1

Valuation Parameters

Price/Book(x)0.50.51.00.80.90.30.70.20.00.0

RFL International Ltd Stock News

RFL International Ltd FAQs

Company share prices are keep on changing according to the market conditions. The closing price of RFL International on 01-Jan-1970 05:30 is ₹0.00.
Market capitalization or market cap is determined by multiplying the current market price of a company's shares with the total number of shares outstanding. As of 01-Jan-1970 05:30 the market cap of RFL International stood at ₹0.68.
The latest P/E ratio of RFL International as of 01-Jan-1970 05:30 is 0.00.
The latest P/B ratio of RFL International as of 01-Jan-1970 05:30 is 0.21.
The 52-week high of RFL International is ₹1.33 and the 52-week low is ₹1.33.
The TTM revenue is Trailing Twelve Months sales. The TTM revenue/sales of RFL International is ₹0.79 ( Cr.) .

About RFL International Ltd

RFL International was incorporated in 1992 under the name of Rujul Leasing and Finance. The company is promoted by Jigen R Vora, chairman and managing director.

The registered office of the company is located at Arjun Complex, opposite Samartheshwar Mahadev, Law Garden, Ahmedabad, Gujarat.

Business area of the company:

The company is engaged primarily in the business of finance. Its core activity is investment in equity shares.

Read More Read Less
You have 2 views remaining as a Guest User. To get DeciZen Rating of 3,500+ Stocks based on their Quality, Valuation and Price Trend Login Now
© 2025 The Alchemists Ark Pvt. Ltd. All rights reserved. MoneyWorks4Me ® is a registered trademark of The Alchemists Ark Pvt. Ltd.
Loading...
Hold on